Refinance Loan Program

Refinance your home

Refinancing your home can be done through a Fannie Mae, Freddie Mac, FHA or VA loan Programs. Each of these products have varying requirements and cost associated with them. Before you begin it is important to know why you want to refinance your home in the first place.

Typically, there are two types of a residential refinance, the CASH OUT and the RATE & TERM refinance.

The Rate and Term refinance is for those borrowers looking to only reduce the monthly payment or reduce the term of the mortgage. You can roll in your closing cost into your new mortgage amount.

The Cash Out refinance is where the borrower either takes money out of the property or paying off an existing first and second mortgage. Conventional loans can go up to an 80% loan to value, FHA can go up to an 80% loan to value and the VA allows up to a 100% loan to value.

Give us a call today, 631-589-3600, to see which program best works for you.


Refinance Application

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